Fiscal Umbrella Accountants
Filing the forms can still leave money on the table. Take two minutes to see what may be missing.
For growing limited companies whose accountant files the forms but rarely advises. We check the VAT scheme, reliefs and how you pay yourself, then agree any work as a fixed fee in writing.Advice for growing limited companies, with every fee fixed in writing before work starts.
I was stuck with my R&D claim, but Fiscal Umbrella helped me navigate it smoothly. They're professional, efficient, and truly know their stuff.…Cartel Media
Selling abroad and still paying VAT on all of it?
Your accountant files the forms, but when do they advise?
Raising soon, but nobody has checked your SEIS window?
Could years of CIS and VAT returns be wrong?
What gets missed between filing deadlines
The findings below came from checking how each company traded, paid its directors and filed with HMRC.
A payroll detail many single-director companies miss
A single-director company could not claim the employment allowance because only one person was on payroll. Adding a family member legitimately put the allowance back in reach and opened a wider review of salary and dividends.
Flat rate charged VAT across overseas sales
Most of a watch seller’s sales went overseas, yet the flat rate scheme charged VAT across every transaction. After moving to the standard scheme, VAT applied to UK sales and input VAT could be reclaimed.
Wrong returns left company money sitting at HMRC
A construction company had taken a loan to cover costs while its own money sat at HMRC. A portal review found years of CIS and VAT returns filed incorrectly; those filings are being put right and the money is being recovered.
Registered IP can change the corporation tax due
Where the rules apply, patent box can reduce corporation tax on profit from registered IP. We prepare the claim in house alongside the year end and R&D work.
I look beyond the filing deadline
I’m Fasih Khan, an accountant and tax adviser with more than nine years in UK practice. I handle the compliance, then check the VAT scheme, reliefs and director pay choices that can change what leaves the business.
Some accountants charge less because the work ends once the forms are filed. VAT schemes, reliefs and director pay may then go years without a review. I agree the work and fixed fee in writing so you can decide whether that advice is worth paying for.
I also act as a non-executive director and fractional CFO for client companies. I run my own SEIS-backed software business, so I have sat on the owner’s side of these decisions too.
The problems we deal with before they cost more
Fixed fees start around £120 a month, depending on turnover, transaction volume and the work needed. Every fee is agreed in writing before anything starts.
Your year end arrives after every useful tax decision
We prepare the year-end accounts and corporation tax return, then explain what needs attention while there is still time to act. Filing deadlines and HMRC correspondence are dealt with.
Marketplace payouts do not match the VAT return
We map A2X to Xero or QuickBooks for Shopify, Amazon, Etsy and eBay. Import VAT, reverse charge, returns and discounts are handled according to how you actually trade.
The funding round starts before SEIS is checked
We handle SEIS and EIS advance assurance in house and can explain the relief directly to your angel investor. Eligibility and timing are checked before the application is prepared.
Qualifying work and registered IP go unclaimed
R&D and patent box work is prepared in house by the same qualified person handling the year end. That includes the CT600L and additional information form where required.
A late payroll change causes another correction
We run payroll and auto-enrolment around the people you actually employ. Director pay, new starters and changes are dealt with before they become year-end problems.
The same salary and dividend mix may cost more
We review salary, dividends, personal tax, employing a spouse and the employment allowance together. The advice is based on your company and household position.
Years of CIS and VAT errors keep compounding
We check CIS filings, VAT returns and the HMRC portal for construction companies near Luton. Where filings need correcting, we set out what happened and what must be put right.
Receipts and sales pile up before each deadline
We set up Xero or QuickBooks with Hubdoc or Dext and train your team to use it. Bookkeeping and Making Tax Digital submissions then follow the way the business trades.
Based in Luton, working with companies across the UK
The Luton office sits where Bedfordshire meets Hertfordshire and Buckinghamshire, with north London in reach. Meetings are available by appointment in Luton. Online sellers and technology companies work with us remotely across the UK by Zoom, Teams, phone and WhatsApp.
What company owners say
The reviews below are verbatim from Google: 5.0 on Google.
I was stuck with my R&D claim, but Fiscal Umbrella helped me navigate it smoothly. They're professional, efficient, and truly know their stuff. Highly recommended
Excellent service! The team is professional, responsive, and always helpful. My payments are always on time, and they make everything easy to understand. Highly recommend Fiscal Umbrella Accountants!
The team at Fiscal Umbrella has been amazing—professional, efficient, and always supportive. I trust them completely with my finances. Highly recommend!
I'm thoroughly impressed with their accounting services! Their professionalism, expertise, and commitment to delivering high-quality work are truly commendable, and I wholeheartedly recommend them for reliable and efficient accounting solutions.
I trust 100%, very cooperative and best accountants
Read every Google review
Each review is shown in the client’s own words. Nothing is rewritten.
Read the reviewsSwitch accountants without losing track of a deadline
The free review comes first. If there is a fit and you decide to move, we handle the change.
Start with the review
On the free call, we look at what you sell, where you sell it, your VAT scheme, available reliefs and how you pay yourself. We tell you plainly what needs attention and what can stay as it is.
Get the fee in writing
Once the scope is clear, we set out the work and fixed fee in writing. There is no hourly billing and nothing is added without agreement.
We collect the records
We contact your current accountant and request the accounting and tax information needed. Professional clearance and the handover are handled around your existing filing dates.
The agreed scope and fee are written down before work starts. Filing deadlines and HMRC correspondence remain part of the handover plan.
Check if you fitTax calculators
Estimate common business taxes before the bill arrives.
Find out what your accountant may have missed
Answer a few quick questions and get a personalised recommendation. If there is a fit, you can book the free review.