Fiscal Umbrella Accountants
Year-end accounts and corporation tax with the bill known before it is due
Year-end accounts and corporation tax are prepared together, with your CT600 and personal tax position checked by Fasih Khan ACCA.
A corporation tax bill first seen near the deadline can change a dividend, purchase or hire. The useful work starts earlier, while those decisions can still be adjusted.
Fiscal Umbrella Accountants prepares year-end accounts, the CT600 and director personal tax for growing limited companies from Luton and remotely across the UK. The fee is fixed in writing, and Fasih Khan ACCA handles the accounts and corporation tax together.
I was stuck with my R&D claim, but Fiscal Umbrella helped me navigate it smoothly. They're professional, efficient, and truly know their stuff.…Cartel Media
- Fasih Khan ACCA
- Fixed fees in writing
- Luton office
- UK-wide remote
What changes before the deadline arrives
See the tax bill before payment
Your expected corporation tax is explained while there is still time to prepare the bank balance.
Make dividends with tax in mind
Salary, dividends and personal tax are checked as part of the year-end routine.
Speak to the person doing the work
The same qualified person prepares the accounts and CT600, then explains what they mean.
Where a late year end starts costing you
The filing can be correct and still arrive too late to help with a decision.
- Tax bill
“My corporation tax bill arrived after I had already committed the cash to a new supplier.”
The payment then competes with stock, wages or the next purchase.
- Dividends
“I took the usual dividend, then found at year end that my personal tax position had changed.”
A routine withdrawal can create a personal tax bill that was never discussed.
- Hire
“We agreed a hire before anyone showed what corporation tax and payroll would do to the bank balance.”
The business commits to the cost before seeing the full year-end position.
- Day 90
What changes once the advice is in the room
The CT600 is prepared with the accounts. Your expected payment is explained before it is due. Fasih also checks how the year end affects salary, dividends and personal tax.
Quick check · no email
If your accountant cannot explain corporation tax before it is due, check your pay structure and reply this week, you have the wrong accountant
Answer these three questions about the accountant handling your company now.
Question 1 of 3
Could they tell you this week what corporation tax will be due before the payment date?
Could they show whether your current salary and dividend mix still suits the year end?
Could they confirm whether your VAT scheme is right for how the company trades?
The gap is real because each unanswered question can affect a payment or business decision. The intake quiz is the next step towards a set-up review.
That is a reasonable position, with one area still worth checking. The payroll check below shows why the remaining answer matters.
Your accountant is covering the decisions that matter around year end. The guides can help you prepare useful questions for the next review.
What filing alone covers, and what it leaves unanswered
A filing service can meet the deadline while decisions about cash and director pay remain untouched.
A year-end filing service
Annual accounts are prepared from the bookkeeping supplied.
The CT600 is submitted to HMRC.
Corporation tax is calculated after the year has ended.
Director pay may sit outside the conversation.
Year end with advice included
The accounts and CT600 are prepared by the same qualified person.
The expected payment is discussed before it is due.
Salary, dividends and personal tax are reviewed together.
Relevant reliefs and the VAT scheme are checked.
What to check before the accounts are prepared
Each answer affects how quickly the bill can be calculated and explained.
- 01
Is the bookkeeping complete to the year end?
Missing transactions delay the corporation tax calculation.
- 02
Have the bank balances been reconciled?
Unmatched payments can change the reported profit.
- 03
Have all sales and business expenses been included?
Omissions can distort the accounts and CT600.
- 04
Are payroll submissions complete for the year?
Payroll affects company costs and director pay.
- 05
Has the salary and dividend mix been reviewed?
An old arrangement may no longer suit the director.
- 06
Have relevant company tax reliefs been checked?
A filing-only routine can miss reliefs that need separate work.
- 07
Is the director’s Self Assessment included?
Personal tax belongs in the same year-end conversation.
- 08
Will one qualified person prepare the accounts and CT600?
That person should be able to explain every adjustment.
What sits inside the same year-end routine
The scope is agreed around the company and the decisions its director needs to make.
Year-end accounts and CT600
Company accounts, corporation tax calculations and the return are prepared together.
Salary, dividends and personal tax
The way money leaves the company is checked against the year-end position.
Company tax checks
Relevant reliefs and the VAT scheme are reviewed where the company may qualify.
Entry 01
The payroll check that can change the year end
A director-only payroll can leave an available allowance out of reach.
What clients say
How the opening months prepare your next year end
The work begins with the deadline, the missing information and the decisions coming next.
Your scope is agreed in writing
The work and fixed fee are confirmed before anything starts.
The handover is under control
Fiscal Umbrella requests the accounts, returns and bookkeeping files from your current accountant.
The tax bill takes shape
Bookkeeping adjustments are explained before the draft accounts and CT600 are prepared.
The next decisions are covered
Corporation tax, director pay and personal tax are brought into the same conversation.
Who this year-end service will not suit
The service does not cover sole traders, partnerships or LLPs.
Corner shops, convenience stores and takeaways are outside the firms served.
Transport, haulage, courier and taxi companies are excluded.
Startups expecting investor introductions are not a fit.
If the fit is uncertain, the intake quiz routes you towards the right set-up review.
Questions directors ask before moving their year end
What does the monthly fee for year-end accounts and corporation tax include?
The written scope can include year-end accounts, the CT600, corporation tax calculations, bookkeeping adjustments and the director’s Self Assessment. Payroll, VAT and planning can sit alongside them where needed. The proposal states what is covered before work starts, with the fee fixed in writing.
Can Fiscal Umbrella prepare our accounts if we already have an accountant?
Yes. Start by answering the intake questions so Fasih can understand your company, deadline and current arrangement. If there is a fit, the free review follows. No move is started until the scope and fixed fee have been agreed in writing.
Do we have to move to different bookkeeping software?
That depends on what you use and whether it supports accurate accounts, VAT and payroll. Fiscal Umbrella supports Xero, QuickBooks, A2X, Hubdoc and Dext. Any recommended change is explained before the handover, including what your team will need to do.
What happens with our current accountant when we switch?
Fiscal Umbrella contacts the current accountant, requests professional clearance and asks for the accounts, tax returns and bookkeeping files needed. The handover is managed around existing filing dates so the company knows who is responsible for each submission while the move is completed.
When will I know how much corporation tax the company owes?
The timing depends on when the bookkeeping is complete and whether any information is missing. The aim is to calculate and explain the expected corporation tax before payment is due, giving the director time to plan the bank balance and upcoming business decisions.
Do year-end accounts include the director’s personal tax?
They can. The director’s Self Assessment, salary and dividends can be included in the agreed scope. Keeping them in the same routine helps show how company decisions affect personal tax, rather than treating the company return and the director’s return as unrelated jobs.
Three ways to take the next step
Start with the intake quiz
Answer a few quick questions, get a personalised recommendation and, if there is a fit, the free review.
Check if you fit 02 · A question firstAsk Fasih a question
Send the year-end date and the point your current accountant has left unanswered.
Ask Fasih a question 03 · Still decidingRead before deciding
Use the guides to prepare better questions about corporation tax, director pay and the next deadline.
Read the guides →