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Do your accountants for consultants check tax before the bill lands?

Accountants for consultants should tell directors what tax is coming and check how they take money from the company. They should also check whether the VAT scheme still fits.

A return can be filed correctly while the VAT scheme itself goes unreviewed. Then the tax bill arrives after the dividend, hire or software decision has already been made.

VAT scheme never reviewedTax forecast arrives too late
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Fiscal Umbrella is a Luton accountancy and tax practice for consultant limited companies, run by Fasih Khan ACCA. Fixed fees are agreed in writing before work starts. The work can cover accounts, VAT, payroll, salary, dividends and the employment allowance.

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I was stuck with my R&D claim, but Fiscal Umbrella helped me navigate it smoothly. They're professional, efficient, and truly know their stuff.… Cartel Media
Accountants for consultants: example monthly compliance tracker Consultants

The tax bill arrived before anyone explained what could change

5.0 · Fixed feeCheck if you fit
  • Fasih Khan ACCA
  • Fixed fees in writing
  • Luton office
  • UK-wide remote

What changes before the next tax bill lands

01

Know the bill before it is due

See the corporation tax and personal tax position before choosing the next dividend.

02

Pay yourself with the year in view

Review salary, dividends and employment allowance while changes can still affect the year.

03

Use a VAT scheme that still fits

Check whether your VAT scheme matches how the consultancy now invoices and spends.

Where consultant tax decisions quietly go wrong

The problem often appears when a return is filed after the useful decision has already passed.

  • VAT

    “I joined the VAT scheme years ago, and nobody has checked whether it still suits the way I invoice.”

    A scheme chosen at registration can remain after clients and costs change. The return gets filed, while the scheme goes unchallenged.

  • Dividends

    “My salary and dividends are still set the way they were when I incorporated the company.”

    That choice affects company tax and personal tax. Reviewing it after year end leaves fewer decisions open.

  • Tax bill

    “My accountant sent the tax bill when it was due, after I had already taken dividends.”

    The payment then competes with a hire, software renewal or money already taken from the company.

  • Day 90

    What changes once the advice is in the room

    The VAT scheme is checked before the next return. Salary and dividends are reviewed before year end. Tax is discussed before cash goes to a hire, software or another dividend.

Quick check · no email

If your consultant accountant cannot check VAT, forecast tax before it lands and answer this week, you have the wrong accountant

Answer these three questions based on what your current accountant already covers.

Question 1 of 3

Could they tell you this week whether your VAT scheme is still right?

What filing covers, and where advice starts to matter

A year-end accountant may complete every required return and still leave key decisions untouched.

A sound filing service

Year-end accounts are prepared.

Corporation tax returns are submitted.

VAT returns follow the current scheme.

Payroll follows the existing instructions.

Advice before decisions close

The VAT scheme is reviewed as the consultancy changes.

Salary and dividends are planned before year end.

The employment allowance is checked against payroll.

Upcoming tax is discussed before cash is committed.

Which consultant tax checks are still unanswered?

Each yes should describe something your accountant already does.

  • 01

    Is your VAT scheme reviewed regularly?

    It should match your invoices and costs.

  • 02

    Do you receive a tax forecast?

    It should arrive before year end.

  • 03

    Is your director pay reviewed?

    Salary and dividends should be considered together.

  • 04

    Has employment allowance been checked?

    Payroll should be tested against the rules.

  • 05

    Is your Self Assessment covered?

    Company and personal tax should connect.

  • 06

    Does the bookkeeping match the bank?

    Decisions need up-to-date transactions.

  • 07

    Is HMRC correspondence dealt with?

    Each letter should have a clear owner.

  • 08

    Are fees agreed before work starts?

    The written scope should explain what is covered.

What Fiscal Umbrella handles after the review

The work follows the decisions your consultancy needs to make during the year.

Accounts

Keep company filings on track

Year-end accounts, corporation tax, bookkeeping and the director’s Self Assessment are handled together.

Pay

Plan salary and dividends earlier

Director pay and employment allowance are reviewed before the year closes.

VAT

Check the scheme behind each return

VAT registration, scheme choice and returns are checked against how the consultancy trades.

All Who we work with →

Entry 01

What a payroll review can reveal

Being the only person on payroll can leave an available allowance out of reach.

Figure£10,500most single-director companies miss
Found byReviewing who was on payroll and how the director took money.
ResultAdding an eligible family member to payroll can put the allowance back in reach. The same review checks salary and dividends.
AlsoThe review also checks whether the current pay mix still suits the year.
Found by
Result

What clients say

I was stuck with my R&D claim, but Fiscal Umbrella helped me navigate it smoothly. They're professional, efficient, and truly know their stuff. Highly recommended
Cartel Media · Google review · a year ago
Excellent service! The team is professional, responsive, and always helpful. My payments are always on time, and they make everything easy to understand. Highly recommend Fiscal Umbrella Accountants!
faisal jalal · Google review · a year ago
The team at Fiscal Umbrella has been amazing—professional, efficient, and always supportive. I trust them completely with my finances. Highly recommend!
Muskan Mattu · Google review · a year ago

How the working relationship takes shape

The fit check comes first, followed by the review, written scope and handover.

Before day one

Find out whether the fit is right

Answer a few quick questions for a personalised recommendation. If there is a fit, Fasih arranges the free review.

Day 30

See which decisions need attention

The review covers your VAT scheme, payroll, director pay and year-end position.

Day 60

Move without dropping a filing

Fiscal Umbrella contacts your current accountant and requests what is needed for the handover.

Day 90

Discuss tax before choices close

Accounts, VAT and payroll follow the agreed timetable, with tax considered before key decisions.

Who this consultant service is likely to suit

Sole traders, partnerships and LLPs are outside this service.

Companies needing to defer fees until future work arrives are outside the fit.

Businesses choosing solely on the lowest price are unlikely to fit.

The working setup requires the bookkeeping and payroll software we recommend.

The set-up review checks the fit before either side commits to a switch.

Questions consultant directors ask before switching

What do accountants for consultants include in a monthly fee?

The scope depends on the consultancy, then the fixed fee is agreed in writing before work starts. It can cover year-end accounts, corporation tax, VAT, bookkeeping, payroll and the director’s Self Assessment. The advice should also cover salary, dividends, employment allowance and the tax position before decisions are made.

Can Fiscal Umbrella help if my consultancy already has an accountant?

Yes. The free pay and tax review can check the VAT scheme, payroll, salary, dividends and year-end position before any switch. If the existing arrangement already covers those points, you can stay where you are. If a gap matters, Fiscal Umbrella explains the next step and agrees the scope in writing.

Do I have to move my consultancy onto different accounting software?

Not automatically. Fiscal Umbrella first looks at the software already used for bookkeeping and payroll. If it is suitable, the setup can be kept. If a change is needed, the reason is explained first, then setup and training are included in the agreed work.

What happens with my current accountant if I switch?

Fiscal Umbrella contacts the current accountant, requests the information needed and handles professional clearance. The aim is to keep accounts, payroll and VAT filings moving during the handover. The new scope and fixed fee are agreed in writing before work begins, so the director knows who is responsible for each filing.

Do accountants for consultants need to be near me?

No. Fiscal Umbrella is based in Luton and works with consultant limited companies remotely across the UK using Zoom, Teams, phone and WhatsApp. Directors in Luton, Bedfordshire, Hertfordshire, Buckinghamshire and north London can also arrange a face-to-face meeting by appointment.

Can an accountant help me choose between salary and dividends?

Fasih reviews how the director takes money from the company, whether the salary and dividend mix still suits the year, and whether the employment allowance is available. The review also considers a spouse or family member on payroll where that reflects real work and is supported properly.