Fiscal Umbrella Accountants
Accountants for SaaS companies who organise revenue and reliefs in ninety days
Accountants for SaaS companies should connect deferred revenue, R&D, patent box and investor reporting before year end. Fasih handles that work alongside your accounts and corporation tax.
An investor asks why annual subscriptions do not match the income in your accounts. The answer should come from the same person who understands your R&D work, registered IP and corporation tax return.
Fiscal Umbrella is a Luton accountancy and tax practice for SaaS limited companies across the UK. Fixed fees are agreed in writing. Fasih Khan ACCA handles deferred revenue, year-end accounts, R&D and patent box work, and can explain the tax position directly to a founder’s investor.
I was stuck with my R&D claim, but Fiscal Umbrella helped me navigate it smoothly. They're professional, efficient, and truly know their stuff.…Cartel Media
- Fasih Khan ACCA
- Fixed fees in writing
- Luton office
- UK-wide remote
What changes when one person sees the whole company
Annual subscriptions reach the right period
Deferred revenue is dealt with before the year-end accounts create questions for investors.
Reliefs are checked before filing
R&D and registered IP are considered while there is still time to gather the supporting detail.
Investor questions reach the person responsible
Fasih can explain the accounting and tax position without passing the conversation elsewhere.
Where SaaS decisions start costing more than expected
The problem often appears when the accounts, tax return and investor report describe the same subscription differently.
- Revenue
“We signed annual subscriptions, then found the income in our accounts did not match the investor report.”
The board pack and year-end accounts tell different stories, leaving the founder to explain the gap.
- R&D
“Our accountant filed the corporation tax return, but nobody asked what the development team had actually built.”
The supporting detail becomes harder to rebuild once the people and project have moved on.
- Raise
“The investor asked about registered IP and tax relief, and our accountant passed the question elsewhere.”
The founder is left joining answers from advisers who each see one part.
- Day 90
What changes once the advice is in the room
Deferred revenue changes when subscription sales become income in the accounts. Relief claims affect corporation tax and investor questions. I keep those decisions with the same person who prepares the year end.
Quick check · no email
If your SaaS accountant cannot explain deferred revenue, forecast your tax bill before it lands, and answer this week, you have the wrong accountant
Answer these questions about the accountant handling your company now.
Question 1 of 3
Could they explain this week how deferred subscription income affects your accounts and tax?
Could they tell you what your corporation tax bill is likely to be before it lands?
Could they answer an investor’s question about R&D or patent box without passing it elsewhere?
Deferred revenue, tax and investor questions remain unresolved. Answer the quick questions to see whether the free set-up review is available.
Your accountant covers part of what a growing SaaS company needs. Check the missing answer, especially if registered IP could qualify for patent box.
Three yeses suggest your company is being well served. The startup guides can help you prepare for the next investor or year-end conversation.
Where a standard year-end service stops
A filing service can keep deadlines under control while leaving commercial questions for someone else.
A standard year-end service
The annual accounts and corporation tax return are prepared after the period closes.
Subscription income is considered when the year-end work begins.
Specialist relief work may be sent to another provider.
Investor questions sit outside the agreed year-end scope.
Ongoing SaaS accounting advice
Subscription terms are reviewed before the year end.
Deferred revenue is connected to management accounts and investor reporting.
R&D and patent box work stays with the person handling the tax return.
Fasih can explain the tax position directly to your investor.
What a SaaS accounting setup must answer
Use these checks before the next year end or investor update.
- 01
Are annual subscriptions spread across the service period?
The income in your accounts should follow the underlying subscription terms.
- 02
Can billing data be reconciled to the accounting software?
Invoices, payments and subscription changes should lead back to the ledger.
- 03
Is R&D support gathered while the work is current?
Project and cost details are easier to explain before the team moves on.
- 04
Has registered IP been checked for patent box?
The company and related income must meet the relevant conditions.
- 05
Was advance assurance considered before approaching investors?
The timing and company position should be checked before the conversation starts.
- 06
Has VAT treatment been checked for overseas customers?
Customer location and the type of sale can affect the VAT position.
- 07
Can someone forecast corporation tax before it falls due?
A forecast gives the founder time to plan company spending and dividends.
- 08
Can one person explain the position to an investor?
The answer should connect subscriptions, reliefs, accounts and corporation tax.
What Fiscal Umbrella handles as SaaS grows
The compliance and specialist work stay connected as subscriptions, staff and investor expectations grow.
Deferred revenue and year-end accounts
Subscription terms feed into bookkeeping, management accounts, annual accounts and corporation tax.
R&D and patent box work
The same qualified person prepares the relief work and the company tax return.
Advance assurance and investor questions
SEIS and EIS work is handled in house, and Fasih can explain the relief to your angel.
Entry 01
Where registered IP can change corporation tax
Registered IP can change the rate applied to profit when the company and income meet the patent box conditions.
What clients say
How the first ninety days put SaaS accounts in order
The work starts with the decisions your next filing, investor update and tax return depend on.
Your next filing has a plan
Subscription terms, billing data, current accounts, funding plans and registered IP are reviewed before anything moves.
Deferred revenue matches the contracts
Annual and monthly subscription terms are connected to the income shown in your accounts.
Potential reliefs reach a decision
R&D work and registered IP are screened, with missing support identified before the return is prepared.
Investor questions reach Fasih
The person handling your year end can explain the accounting, reliefs and tax position to your investor.
Who this SaaS service is built to help
Sole traders, partnerships and LLPs are outside this service.
Fiscal Umbrella does not find, arrange or introduce investors.
Companies must be willing to use the accounting software recommended for the work.
The set-up review checks the company, funding position and work required before either side commits.
Questions SaaS founders ask before switching accountants
What do accountants for SaaS companies include in a monthly fee?
The scope can cover year-end accounts, corporation tax, bookkeeping, payroll, VAT and the director’s personal tax. For SaaS companies, it can also include deferred revenue, management accounts, R&D, patent box and advance assurance. Fiscal Umbrella agrees the work and fixed fee in writing before anything starts, so the proposal reflects your company’s needs.
Can we use Fiscal Umbrella if we already have an accountant?
Yes. Many SaaS companies switch because the annual filings are completed but deferred revenue, reliefs or investor questions remain unanswered. Start with the intake quiz and a personalised recommendation. If there is a fit, the free review identifies what needs attention before you decide whether to move.
Do SaaS companies have to move accounting software?
It depends on whether the current software can support the subscription volume, bookkeeping and reports the company needs. Fiscal Umbrella works with Xero and QuickBooks and will explain any recommended change before the handover. A move is suggested only when the existing setup prevents the accounts from being prepared properly.
What happens with our current accountant when we switch?
Fiscal Umbrella contacts the current accountant, requests professional clearance and collects the accounting files needed for the handover. The work is planned around upcoming VAT, payroll, company accounts and corporation tax deadlines. The fixed scope is agreed in writing first, and the handover is managed without interrupting scheduled filings.
How should deferred revenue work for a SaaS company?
A customer may pay for a subscription before the full service period has passed. The part relating to a later period may need to remain as deferred revenue until that service is provided. The contracts, billing data and accounts need to agree, especially when an investor is comparing revenue with subscription performance.
Can SaaS companies claim R&D and patent box relief?
A SaaS company may qualify for R&D relief, patent box, or both, depending on its work, costs, registered IP and related income. Each relief has separate conditions and filing requirements. Fiscal Umbrella screens both while preparing the year end, so the claim and corporation tax return are handled by the same qualified person.
Three ways to take the next step
Check whether Fiscal Umbrella fits
Answer a few quick questions for a personalised recommendation and, if there is a fit, the free review.
Check if we fit 02 · A question firstHave a question about your setup?
Ask Fasih about deferred revenue, reliefs or what switching would involve.
Ask Fasih a question 03 · Still decidingStill deciding which advice you need?
Read the guides before your next year end, investor update or funding conversation.
Read the startup guides →