Rated 5.0 on Google Fixed fees agreed in writing Xero and QuickBooks certified ACCA qualified, AAT licensed Luton office, clients across the UK
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Construction accountant in Luton who checks what HMRC may owe you

Construction accountant in Luton for established limited companies that need CIS, VAT and year-end accounts checked before another filing repeats an old mistake.

When CIS or VAT returns have been wrong for years, cash can stay in the HMRC portal while the company borrows elsewhere. The first question is whether anyone has checked.

CIS returns checkedVAT position reviewed
Check if you fitAsk a construction questionRead the guides

Fiscal Umbrella is a Luton construction accountant for established limited companies. It handles CIS, VAT, payroll and year-end accounts on a fixed fee agreed in writing, and checks the HMRC portal for errors left by earlier returns.

5.0
Verified Google reviewsRead them
I was stuck with my R&D claim, but Fiscal Umbrella helped me navigate it smoothly. They're professional, efficient, and truly know their stuff.… Cartel Media
Construction accountant in Luton: example CIS monthly check Construction firms

CIS was filed, but has anyone checked the balance?

5.0 · Luton officeCheck if you fit
  • Fasih Khan ACCA
  • Fixed fees in writing
  • Luton office
  • UK-wide remote

What changes once CIS and VAT are checked

01

See what HMRC actually holds

Your portal balance is checked against CIS deductions, VAT returns and payments.

02

File CIS and VAT from sound information

Future returns follow the agreed treatment for invoices, subcontractors and deductions.

03

Prepare for larger contract checks

Payroll, contracts and safety policies can be brought into shape before they hold up new work.

Where construction accounting mistakes first show up

The problem often appears when cash is tight, a return looks wrong or a larger contract needs stronger paperwork.

  • CIS

    “We kept filing CIS returns, but nobody checked why our money stayed in the HMRC portal.”

    The company may borrow or delay a purchase while its own cash remains unexamined.

  • VAT

    “The VAT returns went in every quarter, yet I couldn’t tell whether the treatment was right.”

    One repeated mistake can carry into every later return and change what appears due.

  • Contracts

    “A larger contract needed stronger paperwork, and we found gaps too late.”

    Missing employment contracts or safety policies can slow the work needed before year end.

  • Day 90

    What changes once the advice is in the room

    The HMRC portal is checked before assumptions are made. CIS and VAT treatment is explained in plain English. Decisions about cash, contracts and payroll then use the current position.

Quick check · no email

If your accountant can’t explain your CIS balance, check your VAT position and tell you what is due before it lands, you have the wrong accountant

Answer these three questions about the accountant looking after your construction company now.

Question 1 of 3

Could they tell you this week whether your CIS balance agrees with HMRC?

What filing covers, and what may still be missing

A year-end service can meet deadlines while leaving CIS balances and VAT treatment unchecked.

A filing-only service

Accounts and returns are submitted by their deadlines.

CIS entries are carried forward from the information supplied.

VAT returns follow the existing treatment.

Questions are dealt with when the year end arrives.

Construction advice through the year

HMRC balances are checked against deductions and payments.

CIS and VAT errors are raised before they repeat.

Payroll and contract paperwork are reviewed when needed.

Tax due is discussed before the payment date.

What to check before the next return is filed

Eight checks show whether the construction company’s accounting setup is keeping pace with the work.

  • 01

    Has someone opened the HMRC portal recently?

    The displayed balances should agree with submitted returns and payments.

  • 02

    Do CIS returns match the deduction statements?

    Each deduction should trace back to the right contractor and period.

  • 03

    Has the VAT treatment been reviewed?

    Invoices, purchases and subcontractor entries should follow the correct treatment.

  • 04

    Are payroll submissions current?

    Pay, deductions and pension duties should agree with the payroll run.

  • 05

    Can you see what tax is due next?

    The expected payment should be discussed before its due date.

  • 06

    Are year-end accounts based on reconciled entries?

    Bank payments, invoices and CIS deductions should agree before submission.

  • 07

    Are contracts and safety policies ready?

    Croner support can help put the required employment and safety documents in place.

  • 08

    Will the team use the recommended software?

    Consistent software reduces repeated corrections and missing documents.

The construction work covered after the first check

The agreed scope follows the filings, payroll and decisions your company actually needs.

CIS

CIS and VAT returns put right

Deductions, VAT treatment and HMRC balances are checked before future returns are prepared.

Year end

Accounts and corporation tax prepared

Year-end accounts and the corporation tax return are completed with tax due explained beforehand.

Contracts

Payroll and contract readiness covered

Payroll, auto-enrolment and access to discounted Croner support can sit within the agreed scope.

All Services near you →

Entry 01

What the HMRC portal revealed in one meeting

One portal check can expose years of returns that looked finished but left the company out of pocket.

Figure£100k+stuck at HMRC after wrong returns
Found byFasih checked the construction company’s HMRC portal during the first meeting.
ResultThe CIS and VAT filings are being corrected, and the company’s money is being recovered.
AlsoFasih is ACCA qualified, an AAT licensed member and holds an MSc in Finance. Construction enquiries are handled with his construction colleague.
Entry 02Audit readywith HR, contracts and safety policies in place
Found byA construction client needed employment and safety paperwork ready for larger projects.
ResultA discounted Croner subscription brought HR, employment contracts and safety policies into place.

What clients say

I was stuck with my R&D claim, but Fiscal Umbrella helped me navigate it smoothly. They're professional, efficient, and truly know their stuff. Highly recommended
Cartel Media · Google review · a year ago
Excellent service! The team is professional, responsive, and always helpful. My payments are always on time, and they make everything easy to understand. Highly recommend Fiscal Umbrella Accountants!
faisal jalal · Google review · a year ago
The team at Fiscal Umbrella has been amazing—professional, efficient, and always supportive. I trust them completely with my finances. Highly recommend!
Muskan Mattu · Google review · a year ago

How the first review moves into ongoing work

The work starts with the HMRC position and ends with an agreed routine for each filing.

Before day one

The right information is gathered

We request HMRC access, recent returns, deduction statements, invoices and payroll details.

Day 30

The first findings are set out

CIS balances, VAT treatment and filing gaps are explained before corrections are agreed.

Day 60

Agreed corrections move forward

The required filings and software changes are prepared from the information supplied.

Day 90

Ongoing filings follow one routine

Bookkeeping, CIS, VAT and payroll responsibilities are assigned for the months ahead.

Who gets the most from a construction review

Sole traders, partnerships and very small companies are outside this service.

The service is for established construction limited companies in Luton and the surrounding counties.

The office team must be willing to use the recommended bookkeeping and payroll software.

Open HMRC enquiries need a human handoff, and unpaid enquiry support is not offered.

If those points fit, the set-up review will show which CIS, VAT and year-end areas need attention.

Questions construction directors ask before they switch

What does a construction accountant in Luton include in the monthly fee?

The fixed monthly scope can cover year-end accounts, corporation tax, VAT returns, bookkeeping, payroll, auto-enrolment, CIS and director Self Assessment. It can also include tax planning and management accounts where agreed. The scope and fixed fee are written down before work starts, so you can see exactly what is covered.

Can I speak to a construction accountant in Luton if I already have an accountant?

Yes. A construction accountant in Luton can review your CIS, VAT and HMRC position before you decide whether to move. If Fiscal Umbrella is a fit, the handover starts only after the scope and fixed fee are agreed in writing. There is no need to switch before that review.

Do we have to move our construction company onto new accounting software?

Fiscal Umbrella supports Xero, QuickBooks, Hubdoc and Dext. A move is recommended only where the current setup cannot handle the work properly. Setup, mapping and training can be included, so your office team knows how invoices, receipts, payroll and CIS information should flow.

What happens with our current accountant when we switch?

Fiscal Umbrella contacts your current accountant, requests the accounting information and handles professional clearance. Filing dates are checked during the handover so responsibilities are clear. Your former accountant may still need to finish work already agreed, depending on timing and the scope in your new proposal.

Does Fiscal Umbrella work with construction companies outside Luton?

Fiscal Umbrella is based in Luton and works with construction companies across Bedfordshire, Hertfordshire, Buckinghamshire and north London. Meetings can be held remotely, with face-to-face appointments available in Luton. The intake quiz helps route the enquiry to the colleague who handles construction work.

How do you check whether CIS or VAT returns have been filed incorrectly?

The review starts with the HMRC portal, CIS returns and VAT treatment. Fiscal Umbrella can identify where filings disagree with deductions, invoices or payments, then set out the corrections required. Any open HMRC enquiry is handed to a person before further work is agreed.