We found £100k sitting at HMRC in the first meeting
Years of incorrect CIS and VAT returns had hidden the company’s own money.
The company had borrowed to cover costs while those returns went unchecked.
Or read on to see how it works.
How years of routine CIS filing can hide your money
- Subcontractors are paid
- CIS deductions recorded
- Return filed again
- VAT errors carry forward
- HMRC balance goes unchecked
- Company borrows instead
A filed return can still be wrong.
If nobody checks the HMRC portal against the returns, the same error can roll into another year. Cash gets tighter while your own money stays out of reach.
If nobody checks your CIS and VAT, what else is missed?
The issue appears when a supplier, payroll run or contract needs cash.
- Do the CIS returns match every deduction?
- Has VAT been claimed in the right periods?
- Does your HMRC portal show money owed back?
- Are old errors still carrying into new returns?
- Can you fund the next contract without borrowing?
That makes every cash decision harder.
What changes once the HMRC balance is properly checked?
Your HMRC portal is checked against the CIS and VAT returns, with each difference explained.
You can see whether money is tied up, why it happened and which filings need putting right.
- £?held at HMRC
- Match CIS deductions
- Check VAT periods
- Trace filing errors
- Plan cash with evidence
You can then plan the next payroll, materials order or contract from what HMRC actually holds.
How the first ninety days put the position right
The review starts with what HMRC shows, then follows each difference back to the filed return.
- Before day one
Share the current position
We collect the CIS and VAT returns, portal access and any HMRC letters.
- Day 30
Find where it went wrong
Your HMRC portal is matched to the returns and each mismatch is traced.
- Day 60
Prepare the corrections
Corrections are prepared from the evidence you provide and submitted where appropriate.
- Day 90
Stop errors carrying forward
Current CIS and VAT processes are set so the same errors don’t keep rolling forward.
The free CIS and VAT check starts with your HMRC portal
We look at the CIS and VAT returns, compare them with the portal and identify where the balance came from.
You get a plain explanation of what needs checking, correcting or leaving alone.
If we fit, we explain the next steps and provide a fixed fee in writing. If we don’t, you still know what to ask your accountant.
If you switch, we contact your current accountant and handle the handover at no separate charge.
Which construction companies should take this check further?
It suits established limited companies near Luton whose CIS and VAT deserve more than routine filing.
A good fit
- Your construction company is a limited company near Luton.
- Turnover is at least £500k and fees can be paid now.
- You use subcontractors and file CIS returns regularly.
- Your HMRC balance has never been explained against the filed returns.
- You will use the bookkeeping and payroll software we recommend.
Not a fit
- You are a sole trader, partnership or LLP.
- Your company is below the construction turnover threshold.
- You run a transport, haulage, courier or taxi business.
- You want free support for an open HMRC investigation.
- You are choosing solely on the lowest monthly fee.
Answer a few quick questions, then arrange the free review if it fits.
Before the next contract, find out what HMRC already holds
- Check the HMRC portal
- Match every CIS return
- Trace the VAT errors
- Plan cash from evidence
A proper check can change whether the next payroll or materials order needs outside borrowing.
Think your accountant should have checked this already?
Check my CIS and VATAnswer a few quick questions for a personalised recommendation and, if there is a fit, the free review.
See if your finance function fits your size / structure
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