Fiscal Umbrella Accountants
Accountants for subcontractors who check CIS and VAT from day one
Accountants for subcontractors help established limited companies match CIS deductions to HMRC, check VAT returns and plan company tax before deadlines.
A submitted return doesn’t prove the deduction reached the right HMRC account. The unresolved question is how many earlier filings still need checking. We start there, then set a workable routine for the year ahead.
Fiscal Umbrella Accountants is a Luton practice for established subcontractor limited companies across nearby counties. Its fixed fee is agreed in writing before work starts. It checks CIS deductions and VAT returns, then handles accounts and corporation tax.
I was stuck with my R&D claim, but Fiscal Umbrella helped me navigate it smoothly. They're professional, efficient, and truly know their stuff.…Cartel Media
- Fasih Khan ACCA
- Fixed fees in writing
- Luton office
- UK-wide remote
What changes when CIS and VAT are checked
See whether every CIS deduction arrived
Contractor statements are matched to your HMRC account before another return is filed.
Stop carrying VAT errors into year end
VAT returns are checked against invoices and bookkeeping while the evidence is still available.
Plan company tax before payment is due
Your corporation tax position is discussed early enough to plan the payment.
Where subcontractor accounts start costing you money
The problem usually appears when cash is needed for wages, suppliers or the next contract.
- CIS
“Our CIS statements were filed, but nobody checked whether every deduction reached our HMRC account.”
Unmatched deductions can leave company cash at HMRC while suppliers and wages still need paying.
- VAT
“We kept submitting VAT returns, but nobody checked whether the entries agreed with our invoices.”
An old error can pass into later returns and become harder to trace.
- Tax bill
“Our corporation tax amount arrived after we had already committed the cash to another job.”
That can force the company to delay purchases or use borrowing.
- Day 90
What changes once the advice is in the room
CIS deductions are followed through to HMRC. VAT returns are checked before submission. Company tax is discussed while there is time to plan.
Quick check · no email
If your accountant can’t confirm your CIS deductions, check your VAT returns and warn you about company tax before it lands, you have the wrong accountant
Answer these three questions about the accountant handling your company now.
Question 1 of 3
Could they confirm this week whether every CIS deduction reached your HMRC account?
Could they explain how your latest VAT return was checked against your invoices?
Could they estimate your company tax before the payment date approaches?
The gap is real because none of these jobs should wait until year end. The set-up review is the next sensible step.
Some important work is already covered. The missing area deserves checking, especially when CIS and VAT errors can leave money at HMRC.
Your current accountant is covering the decisions that matter. Read the guides if you want a second view without starting a switch.
What changes beyond year-end filing
A filing service can meet deadlines while leaving important questions unanswered.
Year-end filing usually covers
Accounts prepared after the year closes.
The corporation tax return submitted.
VAT and CIS forms filed from information supplied.
Questions handled when deadlines approach.
Fiscal Umbrella checks during the year
CIS deductions matched to HMRC.
VAT returns checked against invoices.
Company tax discussed before payment is due.
Problems raised while evidence is available.
What to check before another return is filed
Each answer should be supported by a statement, invoice, return or HMRC entry.
- 01
Are all contractor CIS statements saved?
They support the deductions claimed.
- 02
Do those deductions match the HMRC portal?
Differences need tracing before year end.
- 03
Does the VAT return agree with your invoices?
The return should follow the underlying sales and costs.
- 04
Are retentions separated from cash received?
They affect how each job is understood.
- 05
Does payroll match what staff were paid?
Late changes can affect later submissions.
- 06
Is company tax estimated before year end?
Early estimates support purchasing decisions.
- 07
Has the director’s pay been reviewed?
An old arrangement may no longer suit the company.
- 08
Does someone own every HMRC letter?
Each letter needs a named person and next action.
What your subcontractor accounting needs to cover
The service follows the money from contractor deduction through to the company tax return.
Deductions matched and returns checked
CIS statements are followed through to your HMRC account and filing differences are investigated.
VAT returns tied back to invoices
Each return is checked against the sales, costs and bookkeeping behind it.
Accounts that support real decisions
Year-end accounts, corporation tax and payroll are handled with advice during the year.
Entry 01
What one HMRC portal check uncovered
Years of incorrect CIS and VAT returns had hidden money the company needed.
What clients say
How CIS and VAT are put right after you switch
The first job is to establish what HMRC holds and what your accountant submitted.
Find out whether the fit is right
Answer a few quick questions, get a personalised recommendation and, if there is a fit, the free review.
Match CIS deductions to HMRC
We gather contractor statements, review the HMRC portal and request the files held by your previous accountant.
Stop old VAT errors continuing
VAT returns and invoices are checked, with any required corrections identified before later submissions.
Know what the company needs next
CIS, VAT and company tax are placed on a routine that supports hiring, purchases and upcoming contracts.
Which subcontractor companies this is built for
Your business is a limited company.
Your construction company turns over at least £500k and operates near Luton or the surrounding counties.
You will use the bookkeeping and payroll software recommended for the work.
You can pay fees now and aren’t asking for HMRC enquiry work without charge.
The set-up review confirms the fit before either side commits.
What subcontractor directors usually ask before switching
What does an accountant for subcontractors include each month?
The agreed scope can include bookkeeping, CIS, VAT returns, payroll, year-end accounts, corporation tax and the director’s Self Assessment. It also includes advice on the tax decisions covered by that scope. The fixed monthly fee is set out in writing before work begins, so each responsibility is agreed.
Can accountants for subcontractors help if I already have an accountant?
Yes. The first step is to review how your CIS deductions, VAT returns and company tax are currently handled. If there is a fit and you decide to move, Fiscal Umbrella contacts your existing accountant, requests the relevant files and organises the handover around upcoming filing dates.
Do subcontractor limited companies have to move accounting software?
Your current software is reviewed before any change is recommended. If it can support accurate CIS, VAT, payroll and bookkeeping, it may remain suitable. A move is suggested when the existing setup causes missing information, repeated manual work or filing errors. Training is included where supported software is introduced.
What happens with my current accountant if I switch?
Fiscal Umbrella asks for your authority, contacts the current accountant and requests professional clearance and the relevant accounting files. Upcoming accounts, VAT, payroll and CIS deadlines are checked during the handover. You do not need to manage repeated requests between both firms, although your approval may be needed for access.
How do you check whether CIS deductions have reached HMRC?
The check starts with contractor payment and deduction statements. These are compared with the company’s HMRC portal and the CIS information used in previous filings. Where something does not agree, the source is traced and the available evidence is reviewed before any correction or contact with HMRC is considered.
Do you work with sole trader subcontractors?
This service is for established construction businesses trading through limited companies near Luton and the surrounding counties. Fiscal Umbrella does not take on sole traders, partnerships or LLPs through this service. The intake quiz checks the company structure, turnover, software and current CIS or VAT problem before recommending a review.
Three ways to take the next step
Start with the CIS and VAT check
Answer a few quick questions, get a personalised recommendation and, if there is a fit, the free review.
Check if you fit 02 · A question firstIs one point holding you back?
Ask Fasih about the CIS, VAT or company tax issue before deciding whether to continue.
Ask Fasih a question 03 · Still decidingStill deciding whether to switch?
Read the guides to see what a subcontractor accountant should check during the year.
Read the guides →