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Valuations and M&A advisory before you accept the deal price

Valuations and M&A advisory for professional services directors who need to buy, sell or raise with assumptions they can explain and defend.

A year-end accountant can confirm what happened. A deal needs someone to test recurring income, owner dependence, forecasts and tax before you accept a price. Fiscal Umbrella supports that decision.

Buying, selling or raisingAssumptions need testing
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Fiscal Umbrella provides valuations and M&A advisory to growing limited companies in Luton and remotely across the UK. Fixed fees are agreed in writing. Fasih Khan ACCA brings owner-side fundraising experience from his own software company.

5.0
Verified Google reviewsRead them
I was stuck with my R&D claim, but Fiscal Umbrella helped me navigate it smoothly. They're professional, efficient, and truly know their stuff.… Cartel Media
Valuations and M and A advisory: example monthly compliance tracker Professional services

The buyer asked what your business is really worth

5.0 · Fasih ACCACheck if you fit
  • Fasih Khan ACCA
  • Fixed fees in writing
  • Luton office
  • UK-wide remote

What you can decide before terms are signed

01

Set a price you can explain

See which assumptions support the valuation before the other side questions them.

02

Find what could weaken the deal

Test recurring income, forecasts and owner dependence while there is time to respond.

03

Keep deal answers consistent

Give buyers or investors answers that match the accounts and valuation case.

The deal decisions that expose a filing-only service

A valuation problem usually appears when the other side asks a question the accounts do not answer.

  • Sell

    “I accepted the first offer because nobody could show me what our recurring client income was worth.”

    Price was discussed before the main drivers had been tested.

  • Buy

    “I agreed to buy before anyone tested how much profit depended on the departing owner.”

    The risk only became visible after the terms had taken shape.

  • Raise

    “I went into the raise with forecasts my accountant had never challenged or explained.”

    Investor questions then exposed assumptions nobody could support.

  • Day 90

    What changes once deal advice is in the room

    The valuation starts with the decision it must support. Assumptions are tested against current performance, recurring work and owner dependence. Fiscal Umbrella then supports the questions that follow.

Quick check · no email

If your accountant cannot explain your valuation, test the other side’s assumptions and answer deal questions this week, you have the wrong accountant

Answer these three questions about the accountant advising you now.

Question 1 of 3

Could they tell you this week which profit and cash assumptions drive your valuation?

Where year-end accounts need deal-specific advice

Both services matter, but they answer different questions.

Year-end accounting

Uses signed accounts to explain past performance.

Confirms filed tax and accounting positions.

Provides schedules when buyers or investors request them.

Focuses on information already recorded.

Valuation and deal support

Tests what drives future profit and cash.

Challenges forecasts and owner dependence before price talks.

Explains assumptions so you can defend them.

Keeps later deal answers tied to the same case.

What needs testing before the valuation holds up

A missing answer here can change the price or the terms.

  • 01

    Is the valuation purpose agreed?

    A sale, purchase and raise can require different answers.

  • 02

    Are the latest accounts complete?

    Old accounts can hide recent changes.

  • 03

    Is recurring client income supported?

    Contracts and retention should support the assumption.

  • 04

    Is owner dependence understood?

    A departing director can change expected profit.

  • 05

    Can the forecasts be explained?

    Each material assumption needs a reason.

  • 06

    Are unusual costs identified?

    One-off items can distort maintainable profit.

  • 07

    Has the tax position been checked?

    Tax can affect both structure and proceeds.

  • 08

    Can one person answer deal questions?

    Consistent answers protect the valuation case.

Deal support around the valuation, where it matters

The work is scoped around the decision and the questions likely to follow.

Value

Company valuation support

Test the assumptions behind the price and explain where judgement changes the answer.

Buy

Purchase and sale support

Review the accounting and tax questions before terms become difficult to change.

Raise

Fundraising financial support

Prepare forecasts and accounting answers without arranging investment or giving regulated financial advice.

All Services →

Entry 01

What Fasih learned before his own company raised

Fasih has faced investor questions from the owner’s side of the table.

FigureSEIS advance assurancefor Fasih’s own software company
Found byHe obtained advance assurance for his software company before raising.
ResultThe company then attracted investors, giving Fasih direct experience of the owner’s side of a raise.
AlsoHe can explain the tax position to an angel. Fiscal Umbrella does not arrange funding or give regulated financial advice.
Found by
Result

What clients say

I was stuck with my R&D claim, but Fiscal Umbrella helped me navigate it smoothly. They're professional, efficient, and truly know their stuff. Highly recommended
Cartel Media · Google review · a year ago
Excellent service! The team is professional, responsive, and always helpful. My payments are always on time, and they make everything easy to understand. Highly recommend Fiscal Umbrella Accountants!
faisal jalal · Google review · a year ago
The team at Fiscal Umbrella has been amazing—professional, efficient, and always supportive. I trust them completely with my finances. Highly recommend!
Muskan Mattu · Google review · a year ago

How the deal question becomes an answer you can defend

Each stage ties the valuation back to the decision in front of you.

Before day one

Agree what the valuation must answer

The sale, purchase or raise and the required support are defined.

Day 30

Build the case from current information

Accounts, contracts, forecasts and owner involvement are reviewed.

Day 60

Test the assumptions before others do

Recurring income, profit and risks are challenged and explained.

Day 90

Keep later questions tied together

Deal answers remain consistent with the agreed valuation case.

Who this valuation service is built for

Established limited companies preparing to buy, sell or raise are the intended fit.

Directors must provide the accounts, contracts and forecasts needed for the work.

Businesses seeking investor introductions fall outside Fiscal Umbrella’s role.

Sole traders, partnerships and businesses choosing only on price are not a fit.

The intake quiz checks fit before Fasih recommends a review.

Questions directors ask before a valuation or deal

What does the monthly fee include for valuations and M&A advisory?

The monthly fee covers the services listed in your written proposal. Valuation and deal support depend on whether you are buying, selling or raising, and on the information involved. Fasih reviews that scope first, then confirms one fixed fee in writing before any work begins.

Can Fiscal Umbrella help if we already have an accountant?

Yes. The first conversation can focus on the deal and the information available. If your current accountant remains involved, responsibilities and access need to be agreed so answers stay consistent. If a switch makes sense, Fiscal Umbrella can contact them and request the handover once you approve it.

Do we have to move software before a company valuation?

No automatic move is required. Fasih needs reliable accounts, current performance information and support for the assumptions behind the valuation. If your present software cannot produce that cleanly, he will explain what needs changing. Any move is agreed before work starts, including who supplies the information.

What happens with our current accountant if we switch?

Fiscal Umbrella contacts your current accountant, requests the accounting information and manages professional clearance. Your existing filing dates remain part of the handover plan. The scope and fixed fee are agreed in writing first, so you know who handles the valuation, ongoing accounts and deal questions.

How is a professional services company valued?

The purpose matters. A buyer may focus on recurring client income, maintainable profit, cash generation, owner dependence and risks inside contracts or forecasts. Fasih reviews the available evidence, tests the assumptions and explains where judgement affects the answer. The work is scoped around the decision it must support.

Can you support a funding raise without giving regulated financial advice?

Fiscal Umbrella can prepare financial information, test forecasts, support valuation work and answer accounting or tax questions during a raise. Fasih has obtained SEIS advance assurance for his own software company. The firm does not introduce investors, arrange funding or give regulated financial advice.