Fiscal Umbrella Accountants
Accountants in North London who get tax decisions right within 90 days
Accountants in North London for limited company directors who want tax advice before the bill arrives. We work remotely, with Luton meetings by appointment.
The first review often shows what filing alone missed: the VAT scheme, salary and dividend split, or allowance nobody checked. The next 90 days put those decisions on a proper timetable.
Fiscal Umbrella Accountants supports growing limited companies in North London remotely, with meetings by appointment in Luton. Fixed fees are agreed in writing before work starts. Fasih Khan is ACCA qualified and checks VAT schemes, director pay and reliefs alongside accounts and corporation tax.
I was stuck with my R&D claim, but Fiscal Umbrella helped me navigate it smoothly. They're professional, efficient, and truly know their stuff.…Cartel Media
- Fasih Khan ACCA
- Fixed fees in writing
- Luton office
- UK-wide remote
What changes before the next tax bill arrives
Plan cash before tax falls due
Your corporation tax and dividend position are discussed while there is still time to act.
Pay yourself using current profits
Salary, dividends and payroll are reviewed when profits or family roles change.
Use the VAT scheme that fits
Your scheme is checked against what you sell, where customers are and what the company buys.
Where filing alone leaves expensive questions unanswered
These decisions affect cash long before they appear in the year-end accounts.
- VAT
“I assumed flat rate was still right because nobody had reviewed it since registration.”
The wrong scheme can affect every VAT return. The cost keeps building until somebody checks the setup.
- Dividends
“I kept the same salary and dividend split after profits grew, then discussed it after year end.”
That can raise personal tax or leave payroll allowances unused. Reviewing it earlier gives the director more options.
- Hire
“I approved a hire before seeing the corporation tax position, then both payments landed close together.”
The decision may still be right. The timing becomes much harder when the tax position arrives afterwards.
- Day 90
What changes once the advice is in the room?
Fasih reviews the decision before it becomes another filed transaction. Your tax dates, director pay and VAT setup are considered together. The advice arrives while you can still change the plan.
Quick check · no email
If your North London accountant cannot check your VAT scheme, forecast the tax bill before it lands and reply this week, you have the wrong accountant
Answer these questions based on what your current accountant can tell you now.
Question 1 of 3
Could they tell you this week whether your VAT scheme is the right one?
Could they estimate your corporation tax before the payment date arrives?
Could they explain whether your salary, dividends and payroll allowances are set properly?
Those gaps can change what the company pays and when cash leaves the bank. The set-up review checks each one before you decide whether to switch.
Part of the advice is already covered, which is a reasonable position. Ask whether payroll has been checked for the £10,500 employment allowance.
Three yeses means the main decisions are being covered. Read the guides if you want another view before your next year end.
What advice adds after the filing is covered
A year-end accountant can keep deadlines covered while leaving decisions until the outcome is fixed.
A filing-led service
Accounts and returns are prepared after the period ends.
The tax bill is discussed once the calculation is ready.
The VAT and payroll setup continues unless the director asks.
Specialist reliefs may be referred elsewhere or left unexamined.
Advice through the year
Tax is discussed before purchases, dividends and hiring decisions are final.
VAT schemes and director pay are checked when the business changes.
Fasih handles the accounts and the advice around them.
Relevant reliefs are checked by the same person preparing the year end.
What should already be checked before your next year end
Each yes means an important decision is already receiving attention.
- 01
Is your corporation tax estimated before the payment date?
A forecast helps you plan purchases, dividends and cash.
- 02
Is your VAT scheme reviewed when sales change?
The scheme should still fit how and where you sell.
- 03
Are salary and dividends reviewed during the year?
The mix should reflect current profits and personal tax.
- 04
Has your employment allowance position been checked?
Single-director payroll can leave the allowance unavailable.
- 05
Are reliefs considered before the accounts are final?
Late discussions can remove choices that existed earlier.
- 06
Does your bookkeeping support decisions during the year?
Current entries make upcoming tax and margins easier to assess.
- 07
Are HMRC letters dealt with as they arrive?
Each letter should reach the person responsible for the filing.
- 08
Can you speak to the accountant leading the work?
Fasih leads the review and the advice around your accounts.
Which decisions we help North London directors make
The work covers routine filings and the choices that change what the company keeps.
Accounts that support decisions
Year-end accounts, corporation tax and director tax are prepared with upcoming actions in view.
VAT checked against real trading
Registration, returns and schemes are reviewed against purchases, customers and overseas sales.
Advice before the commitment
Purchases, payroll, dividends, reliefs and hiring are discussed while the options remain open.
Entry 01
What one payroll check can reveal
A routine payroll decision can affect the allowance available to a growing limited company.
What clients say
What the first 90 days put right
The process starts with your unanswered decisions and ends with advice arriving before the next deadline.
The right questions reach Fasih
Answer a few quick questions and get a personalised recommendation. If there is a fit, Fasih arranges the free review.
Your current position is checked
Fasih reviews your VAT scheme, director pay, upcoming deadlines and any reliefs that may apply.
The handover stops sitting with you
We contact your previous accountant, request the company files and keep upcoming submissions moving.
Decisions move ahead of deadlines
The tax position is discussed earlier, with actions linked to dividends, purchases, hiring and growth.
Who the set-up review is designed for
The business must be a growing limited company able to pay for ongoing accountancy now.
Directors need to be comfortable working remotely and using suitable bookkeeping or payroll software.
Startups expecting investor introductions are outside the service.
Corner shops, takeaways, transport, haulage, sole traders and partnerships are outside this service.
If the fit is uncertain, the intake quiz gives you a personalised recommendation before any review is arranged.
Questions North London directors ask before switching
What does the monthly fee from accountants in North London include?
The agreed scope can include year-end accounts, corporation tax, VAT, bookkeeping, payroll, the director’s Self Assessment and ongoing tax planning. It depends on your company, transaction volume and services. Fiscal Umbrella confirms the scope and fixed fee in writing before work begins, so additions are discussed before any work changes.
Can I speak to Fiscal Umbrella if I already have an accountant?
Yes. Start by answering a few quick questions about the company and the advice currently missing. You will get a personalised recommendation. If there is a fit, Fasih arranges a free review so you can understand the gaps before deciding whether to move.
Do we have to move our bookkeeping or payroll software?
A move is suggested only when the current setup cannot support accurate filings or useful decisions. Fiscal Umbrella works with Xero, QuickBooks, A2X, Hubdoc and Dext. Any recommended change is explained first, including what must move and how the new process will work.
What happens with our current accountant if we switch?
Fiscal Umbrella contacts your current accountant, requests professional clearance and collects the company files needed for the handover. Upcoming deadlines are checked so submissions keep moving. You do not need to manage conversations between both firms, although you may need to approve requests or provide missing information.
Can a North London business meet Fasih in person?
Most work is handled remotely by Zoom, Teams, phone, WhatsApp and online accounting software. Face-to-face meetings are available by appointment in Luton. This suits North London directors who want one accountant leading the work without choosing a firm solely because its office is nearby.
Which North London limited companies are the best fit?
Fiscal Umbrella works with growing limited companies, particularly online sellers, technology startups, professional services firms and larger construction businesses. The strongest fit is a director who wants advice alongside compliance, can provide information when needed and is willing to use suitable accounting software.
Three ways to take the next step
Start with the set-up review
Answer a few quick questions, get a personalised recommendation and, if there is a fit, Fasih will arrange the free review.
Check if you fit 02 · A question firstHave a question before the quiz?
Ask Fasih about your company, current accountant or the decision that needs attention.
Ask Fasih a question 03 · Still decidingStill comparing North London accountants?
Read the guides to see how Fiscal Umbrella approaches VAT, director pay, tax deadlines and switching.
Read the guides →